I signed the fresh morgage loan mod which have BofA 08-01-2013

It’s also possible to use the FDCPA (Reasonable Commercial collection agency Means Act) in order to sue Quality – so it legislation and pays for their attorney fees and prohibits Quality (if they’re an obligations collector) away from sleeping for your requirements otherwise taking unfair action against you.

Beloved Mr Watts, We have comprehend the questions plus responses and i also features an other concern out-of Fl. A couple of weeks as we where told of the BofA it sold our very own morgage so you can Nationstar.

Very first laws occurs when the mortgage transfers (possibly the genuine obligations or the repair liberties) then the brand new providers (Nationstar right here) must award the newest price and you can people purchases written down

Two years afterwards, Nationstar try calling you each day and delivering you specialized post with our morgage in order to signal, in order to re also-perform our very own mortgage. Nationstar write to us BofA failed to file our very own morgage transfer and you can they require our very own signatures by themselves letter lead with a great notarie trademark. The audience is purchasing the morgage so you can Nationstar due to the fact

The brand new documents it continue seending us are identical since our very own morgage contract having BofA with similar loan modification. Today back at my concern: If we currently finalized most of the morgage agreements and you may loan modification with an excellent notarie during the a BofA location and you can Nationstar have been remembering a comparable. Could it be prominent to help you re-carry out a morgage/mortgage loan modification that have Nationstar a couple of years following fact?

We cash advance in Cripple Creek signed our very own morgage having BofA 2009 (an enthusiastic FHA mortgage) In the event that interest levels went down i used and you may where fundamentally acknowledged getting a lower interest rate/loan modification

I cannot come across our morgage listed on the web any more however, our company is detailed because proprietor. Exactly who legally very own our house if none Nationstar and you will BofA possess a beneficial morgage price with this signatures? What we find appearing certified info on the net is BofA are lending money to help you all of us on the morgage 2008, it seems like BofA transfered brand new deed/household in order to you, perhaps not Nationstar. This is extremely perplexing to have a lay person sufficient reason for all of our individual feel we believe we can’t faith everything you Nationstar tell us. Can you give us any suggestions and perhaps people recommendation getting a lawsuit attorneys from inside the Florida? Thank-you beforehand the suggestions you could potentially give you. Best wishes, Tom and you can Sue

In case the terms and conditions have not changed, following there is zero harm into the signing if the BoA it is kept something aside. you will have to make sure having a fl lawyer you to there isn’t any some trap to you this way.

Today so far as wanting their records on the internet, etc. I don’t know. You owed the money so you’re able to BoA and appear to ended up selling the fresh new mortgage and/or servicing so you can Nationstar.

My idea are rating having a property foreclosure cover lawyer on your own area (disappointed I don’t have anyone to suggest nowadays) and possess all of them ensure that the is alright while aren’t getting one awful unexpected situations.

John, We watched their movies also it captivated me to browse higher on the thing i already considered uncomfortable on within problem with Nationstar. We’d complete financing mod with another type of mortgage company right back in 2010. Our loan is marketed so you can Nationstar a few years ago. I had a letter from Nationstar informing united states our speed is likely to increase up to 5% each year next, when the modern loan modification capped all of our rate during the 3%. It’s got grown annually and you will thought it actually was unjust and I got not a clue I could do just about anything about it. We knew it felt incorrect nonetheless they aren’t effective around towards the some thing. Could you section me regarding the proper assistance and steps so you can deal with this issue. I am inside the Utah and you can I don’t know whenever you are aware of what to do within this county? Many thanks for one help you can give me personally!